The ABCs Of Making Your Money Last Longer

Personal Finance
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Money worries are one of the most common concerns in modern society, and most of us will face a few problems at one stage or another. As such, finding ways to make capital work harder is something that can benefit everyone.

This might feel like a very daunting challenge, but it can be simplified into three simple points. Follow these ABCs



Good organizational skills are the hallmark of any financially responsible person. With this in mind, tightening your grip on your personal situation should be the first task on your agenda. After all, it’s virtually impossible to take positive steps forward if you don’t know where you currently stand.

Analyzing your current spending habits could enable you to save money in seemingly unlikely sources. Moreover, it will help you prioritize your finances. With suitable allocations in place, you’ll be able to avoid unnecessary fines and charges. Meanwhile, it may enable you to consider consolidation loans and similar ideas that could aid your long-term situation.

Regardless of how much money you possess, improving these elements will put you in a far stronger position. Above all else, it’ll provide the emotional confidence of knowing that you’re handling things in a secure manner.



The harsh reality of modern life is that salary growth does not reflect the inflation of living costs. Therefore, finding ways to grow personal wealth through external methods has become more vital than ever. Investments are undoubtedly the most popular solution.


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Let’s face it; letting your savings sit in the bank will bring very limited growth. Many people worry that they simply don’t have the financial strength to start investing. On the contrary, this list of the best performing penny stocks of today highlights the possibilities even on a modest budget. In truth, many big time investors see this as a less risky and more rewarding solution too.

Investments don’t have to come via dealing stocks and shares. You could also look at real estate or starting a business. Either way, creating that additional source of income will see your funds grow. In turn, that can only make them last longer.



The simple fact that you’ve opened this post shows that there is a need for a change. Regardless of your financial status, your brain is the most powerful tool at your disposal. Therefore, training it to respect money and appreciate the process of making it work harder is key.

As mentioned above, cutting unnecessary costs can help massively. However, you should also think about collaborating with friends and family to see if you can find mutually beneficial moves. This could involve skills trades, running carpools, and many other ideas. Perhaps most importantly, you need to respect your worth. Talking to your boss about a raise could be the key to an increased salary. Given that time is money, this can only help you maximize both.

Nobody is going to hand financial stability to you on a plate. Only you can make those positive improvements. Gain that heightened motivation immediately, and the results should start to show in no time.

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Prime Aque is the back-end guy of Self-Help. He is a blogger and WordPress front-end designer. Importantly, he is a husband and a father of three wonderful kids. His firstborn are twin girls. He loves writing and sharing.