Money is always towards the top of most people’s worries list, affecting millions of people each year. Some people can’t help having money on their mind even when things are not in a bad state; for others, however, they can’t help but worrying because it is a real issue, be it because of bad financial decisions, unemployment, or other financial burdens that can crop up on any of us. No matter how bad it gets, always remember that there are ways to cope with the stress that money can induce. But it won’t just happen: you have to put yourself in a position to be able to cope.
Money worries tend to come and go in people for one very simple reason: they haven’t accepted the state that they’re in. It’s easy to get bogged down thinking about money worries, but putting it to the back of your mind is just as damaging, and makes the worry even more intense once it’s finally recalled. You don’t have to be at peace with what the situation that you’re in, but you do have accept it. Let it wash over you and understand that the actual problem is here to stay for a while.
We don’t know how bad your financial situation is, but there’s always something you can do to make a dent in your financial distress, however small. For example, this might be as simple as drawing up a strict budget for your weekly expenditures. It might be meeting with financial advisors to ask about paying loans vs investing or how to save, or looking any assets you have that could be sold. None or all of these might yield some success, but you won’t know until you’ve investigated them.
Keeping Yourself Busy
It’s very easy to get into a spiral of despair when you have money worries on your mind. Alcohol looks tempting, as does just sitting at home lamenting the situation you’re in. However, neither of these options will improve your circumstances. Keeping yourself busy, be it through exercise, volunteering, or looking for a job, will make you feel good and make sure you don’t lose your sense of self-worth.
You’re Not Alone
Being caught up in a financial mess can make you feel pretty lonely, especially if your friends are all doing well. This will make your situation seem even more hopeless, but remember: money issues affect a large percentage of the population, and there are many outlets where you can meet with others, get advice, or simply get support from people going through the same thing. There is nothing shameful about your circumstances and you don’t have to go through this alone.
We know, this is much easier said than done, but: you really must stay positive. No matter how bad this – or anything else in life – gets, nothing is ever permanent. You’ll make it through this and come out stronger on the other side. When things get tough, just keep going: and never, ever, ever give up.